Privacy Policy
Last updated: 1 June 2026
1. Who we are
Gifortune Quick Loans Limited (RC 1893421) is a Nigerian financial-services company licensed by the FCCPC. We are the data controller for the personal information described in this policy. Contact:privacy@gifortunequickloans.com.ng.
2. Information we collect
- Identity data: name, date of birth, BVN, NIN, government-issued ID.
- Contact data: phone number, email address, residential address.
- Financial data: bank account, salary, employment, credit history.
- Device data: IP, device identifiers, app interactions.
3. How we use your information
We use your data only to assess your loan eligibility, disburse funds, collect repayments, prevent fraud, comply with Nigerian law, and improve our service. We do not sell your personal data, and we never contact your friends, family, or employer.
4. Lawful basis
We process personal data under the Nigeria Data Protection Regulation (NDPR) on the bases of contract, legitimate interest, legal obligation, and consent — withdrawable at any time.
5. Sharing
We share data only with: licensed credit bureaus, our bank-verification partner, the FCCPC and CBN, regulators, and law-enforcement when legally required.
6. Your rights
You may request access, correction, erasure, restriction, or portability of your data, and you may lodge a complaint with the Nigeria Data Protection Commission (NDPC).
7. Retention & security
We retain your data for the duration of your loan relationship and seven years thereafter to meet legal obligations. Data is encrypted in transit and at rest.
8. Contact
Privacy questions:privacy@gifortunequickloans.com.ng· 07071630733.