SALARY ADVANCE
Payday loan
Up to one month's net salary, repaid on your next payday. Ideal for cash-flow gaps between salaries.
- Range
- ₦50,000 – ₦1,000,000
- Tenure
- 1 – 12 months
- Rate
- 3.5% / month
- Instant decision
- No paperwork
- Repaid on next payday
PERSONAL CREDIT
Personal loan
Flexible tenures for life's bigger moments — rent, school fees, medical, weddings.
- Range
- ₦100,000 – ₦3,000,000
- Tenure
- 1 – 12 months
- Rate
- 4% / month cap
- Flexible repayment
- No collateral
- Limit grows with use
SME GROWTH
Business capital
Working capital for verified SMEs, merchants, and traders with steady bank inflow.
- Range
- ₦500,000 – ₦5,000,000
- Tenure
- 1 – 12 months
- Rate
- 3.8% / month
- 6 months bank statement
- Same-day disbursement
- Top-up available
EDUCATION
School fees loan
Spread the cost of tuition across the term. Paid directly to the institution on request.
- Range
- ₦100,000 – ₦2,500,000
- Tenure
- 1 – 12 months
- Rate
- 3.5% / month
- Direct-to-school payment
- Term-aligned tenures
- No shaming
MEDICAL
Medical emergency
Same-hour approvals for verified medical bills. Because urgency shouldn't wait for paperwork.
- Range
- ₦100,000 – ₦2,000,000
- Tenure
- 1 – 12 months
- Rate
- 3.5% / month
- 1-hour disbursement
- Upload hospital bill
- Compassionate review
DEVICE FINANCING
Gadget & laptop loan
Finance the tools you need to work — laptops, smartphones, equipment — in instalments.
- Range
- ₦100,000 – ₦1,500,000
- Tenure
- 1 – 12 months
- Rate
- 4% / month
- No collateral
- Quick approval
- Build credit history
Not sure which loan fits?
Use our 30-second eligibility checker. We'll recommend the right product, the right amount, and the right tenure for your situation — with zero impact to your credit score.